Questions and answers about your membership
Here’s where to find answers to frequently asked questions about membership of BIG.
Who can become a member of BIG?
BIG is a health insurance fund that operates nationwide and is open to all professions. Independent of income and age, you stand to gain from our benefits and our service and can become one of our members.
Who is BIG designed for?
Our offer is aimed at all those who want health insurance cover that is strong on benefits and service – versatile and independent of office hours and without slow-moving bureaucracy. Innovative ideas and responsible actions are the bywords of our insured community. Whether you are at home or away travelling – we are always at your disposal.
What’s the difference between policyholders insured on a mandatory and a voluntary basis?
Whether you are insured on a mandatory or voluntary basis depends on your income. If your gross monthly income exceeds 4.237,50 euro, you can insure yourself with a statutory health fund on a voluntary basis. If your income is less than this income threshold for mandatory health insurance you will have mandatory insurance cover. If you had or have mandatory insurance cover, you can insure yourself as predominantly self-employed as a voluntary member of BIG.
Further details
How do I switch to BIG?
You can fill out an online application for membership right here or download it as a PDF.
Switching health insurance funds
- Download application for membership (German Language)
- Become a member online (German Language)
How can I insure my dependents?
You can also insure your family members with BIG on a non-contributory basis. The only prerequisite is that, if they are earning, their income is not over 400 euro.
How many members/policyholders do you have?
There were 750 members when we were founded on 1st July 1996. Two years later it was already over 20,000. Today we have around 390.000 policyholders with an annual growth rate of around 15%.
What makes BIG different to other health insurance funds?
At BIG you have all the advantages of a direct health insurance fund. We operate nationwide and are especially efficient and inexpensive. This ensures fast and direct decision-making. We offer all the benefits of a statutory health insurance provider and a range of attractive offers above and beyond this. What is more, you can always reach us free-of-charge at 0800.54565456: seven days a week and around the clock.
