Fröhliche Familie mit Baby

Families – covered especially well!

With BIG, family members with no additional income are covered free of charge through the main earner. How does this work?

Customers pay a premium for their BIG insurance based on their income. If there are family members that do not have any income, they can be covered free of charge - this is known as family insurance.

The following conditions apply:

  • The family members cannot be employed
  • they earn only up to a maximum of 505 Euro per month.

Free family insurance is possible for the following family members:

  • Spouses or civil partners according to the Civil Partnership Act (Lebenspartnerschaftsgesetz)
  • Legitimate and adopted children up to 18 years of age
  • Children of family-insured children
  • Stepchildren and grandchildren whose livelihood is predominantly provided by you as a member
  • foster children, if you do not care for them professionally

Your family members will then also receive an insurance card and can use it at the doctor's office and in the hospital.

We will be happy to check for you whether free family insurance is possible for your dependents.

Frau am Telefon

Or call us if you have any questions – we are happy to also assist you in English:


Phone: 0231.5557 1555

Special benefits for families

  • Premature birth prevention benefit from an additional preventive check-up between the 16th and 24th week of pregnancy.
  • Maternity benefit for working mothers We pay financial support for the period of six weeks before and eight weeks after childbirth.
  • On-call midwives For everything to do with the birth - the midwife is always there. We will pay for the on-call service for up to a maximum of 250 Euro.
  • Childbirth preparation course Prepare for the birth - BIG also pays 100 Euro for the BIG-insured partner.
  • Preventive care for children and young people Get the best possible care from birth with the preventive examinations U1 to U9. BIG also covers U10, U11 and J1 and J2!
  • Online program "Spielend besser sehen!" With the program "Spielend besser sehen!" children can improve their vision with exciting therapy games.

Become a member

You would like to insure yourself with BIG? Then simply fill out the form!

We are happy to assist you! Do you have any questions about the form or about BIG? Just get in touch with us - we are also happy to help you in English


Phone: 0231.5557 1555